{"id":34743,"date":"2026-06-03T10:11:44","date_gmt":"2026-06-03T16:11:44","guid":{"rendered":"https:\/\/staytv.cr\/?p=34743"},"modified":"2026-06-03T10:19:47","modified_gmt":"2026-06-03T16:19:47","slug":"brechas-financieras-por-que-las-mujeres-reciben-menos-credito-en-costa-rica","status":"publish","type":"post","link":"https:\/\/staytv.cr\/index.php\/2026\/06\/03\/brechas-financieras-por-que-las-mujeres-reciben-menos-credito-en-costa-rica\/","title":{"rendered":"Brechas financieras: \u00bfPor qu\u00e9 las mujeres reciben menos cr\u00e9dito en Costa Rica?"},"content":{"rendered":"<p><span data-path-to-node=\"3,5,1,0,0\">Costa Rica present\u00f3 el IV Informe de brechas financieras, evidenciando barreras persistentes en el acceso de las mujeres al sistema financiero<\/span><span data-path-to-node=\"3,5,1,0,2\">.<\/span><!--more--><br \/>\n<!-- CAJA DE VIDEO + DOFOLLOW (RESPONSIVE) --><\/p>\n<div style=\"margin: 20px 0; width: 100%;\">\n<p><!-- CONTENEDOR VIDEO 16:9 --><\/p>\n<div style=\"position: relative; width: 100%; padding-bottom: 56.25%; height: 0; overflow: hidden; border-radius: 12px;\"><iframe style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: 0;\" data-src=\"https:\/\/www.youtube.com\/embed\/-IIKqEBcMSE?enablejsapi=1\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><br \/>\n<\/iframe><\/div>\n<p><!-- ENLACE DOFOLLOW (SIN ATRIBUTOS REL) --><\/p>\n<p style=\"margin-top: 12px; font-size: 15px;\"><strong>Recurso externo:<\/strong><br \/>\n<a href=\"https:\/\/youtu.be\/-IIKqEBcMSE\">Ver video completo en YouTube<\/a><\/p>\n<\/div>\n<h1>Costa Rica expone barreras persistentes en el IV Informe de Brechas Financieras de las mujeres<\/h1>\n<p>El pa\u00eds ha presentado el IV Informe de brechas entre hombres y mujeres en el acceso y uso de productos y servicios financieros, dejando al descubierto desigualdades estructurales que limitan el desarrollo econ\u00f3mico de las mujeres. Aunque las mujeres son pilares en el hogar y el emprendimiento, enfrentan barreras invisibles para acceder a cr\u00e9dito, inversiones y protecci\u00f3n social.<\/p>\n<div style=\"width: 100%; font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; margin: 30px 0; border-radius: 12px; overflow: hidden; box-shadow: 0 10px 25px rgba(0,0,0,0.15); border: 1px solid #eee;\">\n<div style=\"background-color: #d81b60; color: #ffffff; padding: 18px; text-align: center; font-weight: bold; font-size: 1.3em; letter-spacing: 1px;\">HALLAZGOS CLAVE: IV INFORME<\/div>\n<div style=\"display: flex; border-bottom: 1px solid #eee; background-color: #ffffff;\">\n<div style=\"flex: 1; padding: 15px; font-weight: bold; color: #333; background-color: #f9f9f9; border-right: 1px solid #eee;\">Acceso a Cr\u00e9dito<\/div>\n<div style=\"flex: 2; padding: 15px; color: #1a237e; font-weight: bold;\">Las mujeres reciben montos menores y acceden a menos cr\u00e9dito, a pesar de su participaci\u00f3n activa.<\/div>\n<\/div>\n<div style=\"display: flex; border-bottom: 1px solid #eee; background-color: #ffffff;\">\n<div style=\"flex: 1; padding: 15px; font-weight: bold; color: #333; background-color: #f9f9f9; border-right: 1px solid #eee;\">Cumplimiento<\/div>\n<div style=\"flex: 2; padding: 15px; color: #d32f2f; font-weight: bold;\">El informe revela que las mujeres presentan mejores niveles de pago y compromiso financiero que los hombres.<\/div>\n<\/div>\n<div style=\"display: flex; border-bottom: 1px solid #eee; background-color: #ffffff;\">\n<div style=\"flex: 1; padding: 15px; font-weight: bold; color: #333; background-color: #f9f9f9; border-right: 1px solid #eee;\">Seguridad Social<\/div>\n<div style=\"flex: 2; padding: 15px; color: #2e7d32; font-weight: bold;\">Se evidencia menor participaci\u00f3n en pensiones y menores ingresos al momento del retiro.<\/div>\n<\/div>\n<div style=\"display: flex; background-color: #ffffff;\">\n<div style=\"flex: 1; padding: 15px; font-weight: bold; color: #333; background-color: #f9f9f9; border-right: 1px solid #eee;\">Inclusi\u00f3n<\/div>\n<div style=\"flex: 2; padding: 15px; color: #555;\">La inclusi\u00f3n financiera no es solo t\u00e9cnica, es una herramienta clave para la autonom\u00eda y decisi\u00f3n de vida de las mujeres.<\/div>\n<\/div>\n<\/div>\n<h2>Un enfoque diferenciado para soluciones justas<\/h2>\n<p>El informe destaca que no todas las mujeres enfrentan la misma realidad; algunas sufren exclusi\u00f3n total, mientras que otras encuentran techos de cristal en su avance. Por ello, las instituciones proponen un modelo de oferta financiera diferenciada, tal como las estrategias ya implementadas por el INA y el MEIC para fortalecer emprendimientos femeninos.<\/p>\n<p>El trabajo es impulsado por el Comit\u00e9 Interinstitucional para la Inclusi\u00f3n Financiera de las Mujeres, integrado por entidades como INAMU, MEIC, INA, CONASSIF, SUGEF, SUGEVAL, SUPEN, SUGESE, Sistema de Banca para el Desarrollo y la Asociaci\u00f3n Bancaria Costarricense.<\/p>\n<h2>Documentaci\u00f3n y Recursos<\/h2>\n<ul>\n<li><a href=\"https:\/\/drive.google.com\/file\/d\/1FSf4axMSTtPyuTHReRRiSkOpp9j9-N8T\/view?usp=drive_link\">Descargar Informe completo<\/a><\/li>\n<li><a href=\"https:\/\/surl.li\/tcbmxi\">Ver Resumen Ejecutivo<\/a><\/li>\n<li><a href=\"https:\/\/surl.li\/zaaczd\">Ver Infograf\u00edas<\/a><\/li>\n<\/ul>\n<p>Siga la actualidad nacional en STAY TV: <a href=\"https:\/\/staytv.cr\">https:\/\/staytv.cr<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Costa Rica present\u00f3 el IV Informe de brechas financieras, evidenciando barreras persistentes en el acceso de las mujeres al sistema 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16:11:44","updated":"2026-06-03 16:19:47"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/staytv.cr\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/staytv.cr\/index.php\/category\/nacional\/\" title=\"NACIONAL\">NACIONAL<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\tBrechas financieras: \u00bfPor qu\u00e9 las mujeres reciben menos cr\u00e9dito en Costa Rica?\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/staytv.cr"},{"label":"NACIONAL","link":"https:\/\/staytv.cr\/index.php\/category\/nacional\/"},{"label":"Brechas financieras: \u00bfPor qu\u00e9 las mujeres reciben menos cr\u00e9dito en Costa 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