{"id":40945,"date":"2026-11-02T16:01:45","date_gmt":"2026-11-02T22:01:45","guid":{"rendered":"https:\/\/staytv.cr\/?p=40945"},"modified":"2026-11-02T16:01:45","modified_gmt":"2026-11-02T22:01:45","slug":"credito-solano-responde-diputado-poliza-asosejud","status":"publish","type":"post","link":"https:\/\/staytv.cr\/index.php\/2026\/11\/02\/credito-solano-responde-diputado-poliza-asosejud\/","title":{"rendered":"\u00bfQui\u00e9n paga el cr\u00e9dito si la magistrada muere antes de los 96 a\u00f1os? El debate que encendi\u00f3 la Asamblea"},"content":{"rendered":"<p><span class=\"\">Cr\u00e9dito: Solano responde a diputado Barzuna sobre la p\u00f3liza de saldo deudor y los requisitos de ASOSEJUD.<\/span><!--more--><\/p>\n<h1>Cr\u00e9dito: Solano responde a diputado sobre p\u00f3liza de ASOSEJUD<\/h1>\n<p>La comparecencia de la magistrada Patricia Solano Castro ante la Comisi\u00f3n de Ingreso y Gasto P\u00fablico deriv\u00f3 en un tenso intercambio con el diputado Barzuna, quien cuestion\u00f3 las condiciones del <strong>cr\u00e9dito<\/strong> que la jerarca obtuvo de la Asociaci\u00f3n Solidarista de Empleados Judiciales (ASOSEJUD) y, en particular, la p\u00f3liza de saldo deudor asociada al pr\u00e9stamo. El legislador solicit\u00f3 una lista de documentos y plante\u00f3 una duda que, a su juicio, involucra el inter\u00e9s p\u00fablico: si la magistrada fallece antes de saldar la deuda, \u00bfqui\u00e9n asume el saldo?<\/p>\n<p>El diputado comenz\u00f3 su intervenci\u00f3n preguntando a Solano si el cr\u00e9dito cumpli\u00f3 con todos los requisitos legales, a lo que la magistrada respondi\u00f3 afirmativamente. Ante esto, Barzuna cuestion\u00f3 por qu\u00e9, si todo estaba en orden, se negaba a responder ciertas preguntas. &#8220;\u00bfTiene alg\u00fan problema en contestar preguntas debido a la responsabilidad que tiene usted como magistrada?&#8221;, inquiri\u00f3 el legislador. Solano respondi\u00f3 que dar\u00eda respuesta a lo que considerara pertinente y que no invadiera sus datos personales, ya que, seg\u00fan su criterio, la comisi\u00f3n ya ha realizado una &#8220;invasi\u00f3n&#8221; a su vida privada.<!-- CAJA DE VIDEO + DOFOLLOW (RESPONSIVE) --><\/p>\n<div style=\"margin: 20px 0; width: 100%;\">\n<p><!-- CONTENEDOR VIDEO 16:9 --><\/p>\n<div style=\"position: relative; width: 100%; padding-bottom: 56.25%; height: 0; overflow: hidden; border-radius: 12px;\"><iframe style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%; border: 0;\" data-src=\"https:\/\/www.youtube.com\/embed\/9viudiEqp7A?enablejsapi=1\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><br \/>\n<\/iframe><\/div>\n<p><!-- ENLACE DOFOLLOW (SIN ATRIBUTOS REL) --><\/p>\n<p style=\"margin-top: 12px; font-size: 15px;\"><strong>Recurso externo:<\/strong><br \/>\n<a href=\"https:\/\/youtu.be\/9viudiEqp7A\">Ver video completo en YouTube<\/a><\/p>\n<\/div>\n<h2>La solicitud de documentos<\/h2>\n<p>El diputado Barzuna solicit\u00f3 formalmente a la comisi\u00f3n que se requiera a ASOSEJUD una serie de documentos para esclarecer el caso. Entre ellos, el expediente crediticio \u00edntegro, la solicitud original de financiamiento, el reglamento de cr\u00e9dito y cobro vigente, el historial de reformas reglamentarias, el acta de la junta directiva que aprob\u00f3 el cr\u00e9dito, los estudios de capacidad de pago y an\u00e1lisis de riesgo, el aval\u00fao de la propiedad, el contrato de pr\u00e9stamo y escritura de hipoteca, el comprobante de desembolso, la p\u00f3liza de vida y saldo deudor, el historial de aportaciones y una relaci\u00f3n anonimizada de cr\u00e9ditos comparables aprobados en el mismo periodo.<\/p>\n<div style=\"max-width: 780px; margin: 30px auto; padding: 20px; border: 1px solid #cccccc; border-radius: 8px; background: #ffffff; font-family: Arial,sans-serif;\">\n<p style=\"margin: 0 0 6px 0; font-size: 16px; font-weight: bold; color: #1a1a1a;\">Documentos solicitados por el diputado Barzuna<\/p>\n<p style=\"margin: 0 0 18px 0; font-size: 13px; color: #555555;\">Requerimiento formal a la Comisi\u00f3n de Ingreso y Gasto P\u00fablico<\/p>\n<div style=\"overflow-x: auto;\">\n<table style=\"width: 100%; border-collapse: collapse; font-size: 14px; background: #ffffff;\">\n<thead>\n<tr>\n<th style=\"padding: 10px; text-align: left; border: 1px solid #cccccc; color: #ffffff; background: #8B0000;\">Documento<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background: #ffffff;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff;\">1. Expediente crediticio \u00edntegro de Patricia Solano Castro<\/td>\n<\/tr>\n<tr style=\"background: #f0f0f0;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #f0f0f0;\">2. Solicitud original del financiamiento<\/td>\n<\/tr>\n<tr style=\"background: #ffffff;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff;\">3. Reglamento de cr\u00e9dito y cobro vigente a la fecha de aprobaci\u00f3n<\/td>\n<\/tr>\n<tr style=\"background: #f0f0f0;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #f0f0f0;\">4. Historial de reformas reglamentarias de la asociaci\u00f3n<\/td>\n<\/tr>\n<tr style=\"background: #ffffff;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff;\">5. Acta de junta directiva que aprob\u00f3 el cr\u00e9dito<\/td>\n<\/tr>\n<tr style=\"background: #f0f0f0;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #f0f0f0;\">6. Estudios de capacidad de pago y an\u00e1lisis de riesgo<\/td>\n<\/tr>\n<tr style=\"background: #ffffff;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff;\">7. Aval\u00fao de la propiedad utilizada como garant\u00eda<\/td>\n<\/tr>\n<tr style=\"background: #f0f0f0;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #f0f0f0;\">8. Contrato de pr\u00e9stamo y escritura de hipoteca<\/td>\n<\/tr>\n<tr style=\"background: #ffffff;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff;\">9. Comprobante de desembolso<\/td>\n<\/tr>\n<tr style=\"background: #f0f0f0;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #f0f0f0;\">10. P\u00f3liza de vida, saldo deudor y dem\u00e1s garant\u00edas<\/td>\n<\/tr>\n<tr style=\"background: #ffffff;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff;\">11. Historial de aportaciones y movimientos de la cuenta individual<\/td>\n<\/tr>\n<tr style=\"background: #f0f0f0;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #f0f0f0;\">12. Relaci\u00f3n anonimizada de cr\u00e9ditos comparables aprobados en el mismo periodo<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p style=\"margin: 12px 0 0 0; font-size: 12px; color: #777777;\">Fuente: Declaraciones del diputado Barzuna en la Comisi\u00f3n de Ingreso y Gasto P\u00fablico, 2 de noviembre de 2026.<\/p>\n<\/div>\n<p>Solano respondi\u00f3 que no ten\u00eda objeci\u00f3n en que se solicitara esa documentaci\u00f3n, siempre y cuando no se invadiera su privacidad. &#8220;Voy a dar respuesta a lo que estime que tiene que ver y no con mis datos personales&#8221;, expres\u00f3 la magistrada.<\/p>\n<h2>El debate sobre la p\u00f3liza y la expectativa de vida<\/h2>\n<p>El momento m\u00e1s \u00e1lgido lleg\u00f3 cuando Barzuna se centr\u00f3 en la p\u00f3liza de saldo deudor. El legislador, quien dijo tener experiencia en el sector de seguros, pregunt\u00f3 si a la magistrada se le aplic\u00f3 alg\u00fan recargo en la tarifa por superar los 65 a\u00f1os, ya que el cr\u00e9dito tiene un plazo de 30 a\u00f1os. Solano respondi\u00f3 que desconoce el costo exacto de las p\u00f3lizas, pero que el Instituto Nacional de Seguros (INS) le realiz\u00f3 m\u00faltiples ex\u00e1menes. &#8220;Solo les falt\u00f3 pedirme la certificaci\u00f3n de bautismo&#8221;, ironiz\u00f3.<\/p>\n<p>Barzuna insisti\u00f3 en que la aseguradora es el INS, una entidad estatal, y plante\u00f3 la siguiente interrogante: &#8220;La expectativa de vida en Costa Rica es de 82 a\u00f1os de edad. Usted tiene un cr\u00e9dito hasta los 96 a\u00f1os de edad. Por lo tanto, probablemente usted muera antes de terminar de pagar el pr\u00e9stamo. Es decir, todos los costarricenses vamos a terminar pagando el saldo de su cr\u00e9dito&#8221;. El diputado agreg\u00f3 que, al ser un asegurador del Estado, el riesgo recae sobre las finanzas p\u00fablicas.<\/p>\n<div style=\"max-width: 780px; margin: 30px auto; padding: 20px; border: 1px solid #cccccc; border-radius: 8px; background: #ffffff; font-family: Arial,sans-serif;\">\n<p style=\"margin: 0 0 6px 0; font-size: 16px; font-weight: bold; color: #1a1a1a;\">El argumento del diputado Barzuna sobre la p\u00f3liza<\/p>\n<p style=\"margin: 0 0 18px 0; font-size: 13px; color: #555555;\">Datos que expuso durante la comparecencia<\/p>\n<div style=\"overflow-x: auto;\">\n<table style=\"width: 100%; border-collapse: collapse; font-size: 14px; background: #ffffff;\">\n<thead>\n<tr>\n<th style=\"padding: 10px; text-align: left; border: 1px solid #cccccc; color: #ffffff; background: #8B0000;\">Variable<\/th>\n<th style=\"padding: 10px; text-align: left; border: 1px solid #cccccc; color: #ffffff; background: #8B0000;\">Dato<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background: #ffffff;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff; font-weight: bold;\">Expectativa de vida en Costa Rica<\/td>\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff;\">82 a\u00f1os<\/td>\n<\/tr>\n<tr style=\"background: #f0f0f0;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #f0f0f0; font-weight: bold;\">Edad de la magistrada<\/td>\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #f0f0f0;\">No especificada<\/td>\n<\/tr>\n<tr style=\"background: #ffffff;\">\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff; font-weight: bold;\">Plazo del cr\u00e9dito<\/td>\n<td style=\"padding: 8px; border: 1px solid #cccccc; color: #1a1a1a; background: #ffffff;\">Hasta los 96 a\u00f1os de edad<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p style=\"margin: 12px 0 0 0; font-size: 12px; color: #777777;\">Fuente: Declaraciones del diputado Barzuna, 2 de noviembre de 2026.<\/p>\n<\/div>\n<h2>&#8220;Mi mam\u00e1 tiene 87 a\u00f1os&#8221;: la respuesta de Solano<\/h2>\n<p>Ante la advertencia del diputado, la magistrada reaccion\u00f3 con una sonrisa y ofreci\u00f3 una respuesta que descoloc\u00f3 al legislador. &#8220;Mi mam\u00e1 tiene 87 a\u00f1os, mis abuelos murieron de m\u00e1s de 90, y el viernes pasado pas\u00f3 el Eb\u00e1is, casualidad yo estaba ah\u00ed, me tomaron la presi\u00f3n: 110\/70. Lo autorizo a ir al Eb\u00e1is de Tres R\u00edos a ver si es cierto&#8221;, expres\u00f3 Solano, generando risas en la comisi\u00f3n.<\/p>\n<p>Barzuna respondi\u00f3 que se alegraba por su buena salud, pero insisti\u00f3 en su punto. &#8220;Sin embargo, la expectativa de vida en este pa\u00eds es de 82 a\u00f1os y usted pide un cr\u00e9dito hasta los 96 a\u00f1os. Probablemente todos los costarricenses terminemos pagando el cr\u00e9dito suyo&#8221;, concluy\u00f3 el legislador, antes de que se le agotara el tiempo de intervenci\u00f3n.<\/p>\n<div style=\"max-width: 780px; margin: 30px auto; padding: 20px; border: 1px solid #cccccc; border-radius: 8px; background: #f9f9f9; font-family: Arial,sans-serif;\">\n<p style=\"margin: 0; font-size: 14px; color: #1a1a1a; line-height: 1.5; text-align: justify;\"><strong>Nota de la redacci\u00f3n:<\/strong> Las opiniones, se\u00f1alamientos, argumentos y datos expuestos en esta nota corresponden exclusivamente al diputado Barzuna y a la magistrada Patricia Solano Castro, seg\u00fan sus declaraciones durante la comparecencia del 2 de noviembre de 2026. Esta redacci\u00f3n se limita a reportar el intercambio entre ambos, sin que ello represente un pronunciamiento editorial de STAY TV sobre la legalidad del cr\u00e9dito, el riesgo para las finanzas p\u00fablicas o la conducta de la magistrada.<\/p>\n<\/div>\n<p>Con informaci\u00f3n para STAY TV: <a href=\"https:\/\/staytv.cr\">STAY TV<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cr\u00e9dito: Solano responde a diputado Barzuna sobre la p\u00f3 [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":40946,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"episode_type":"","audio_file":"","podmotor_file_id":"","podmotor_episode_id":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","filesize_raw":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":"","footnotes":""},"categories":[13],"tags":[7640,1161,10121,10174,8243,9801],"class_list":["post-40945","post","type-post","status-publish","format-standard","has-post-thumbnail","category-nacional","tag-credito","tag-asamblea-legislativa","tag-asosejud","tag-diputado-barzuna","tag-patricia-solano","tag-poliza"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.8.3.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Cr\u00e9dito: Solano responde a diputado Barzuna sobre la p\u00f3liza de saldo deudor y los requisitos de ASOSEJUD.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Diego Molina\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/staytv.cr\/index.php\/2026\/11\/02\/credito-solano-responde-diputado-poliza-asosejud\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 4.8.3.2\" \/>\n\t\t<meta property=\"og:locale\" content=\"zh_TW\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Staytv - Medio de comunicaci\u00f3n digital de Costa Rica.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Cr\u00e9dito: Solano responde a diputado sobre p\u00f3liza\" \/>\n\t\t<meta property=\"og:description\" content=\"Cr\u00e9dito: Solano responde a diputado Barzuna sobre la p\u00f3liza de saldo deudor y los requisitos de ASOSEJUD.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/staytv.cr\/index.php\/2026\/11\/02\/credito-solano-responde-diputado-poliza-asosejud\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/staytv.cr\/wp-content\/uploads\/Sin-titulo-5-340.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/staytv.cr\/wp-content\/uploads\/Sin-titulo-5-340.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-11-02T22:01:45+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-11-02T22:01:45+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/staytvcr\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Cr\u00e9dito: Solano responde a diputado sobre p\u00f3liza\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Cr\u00e9dito: Solano responde a diputado Barzuna sobre la p\u00f3liza de saldo deudor y los requisitos de ASOSEJUD.\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/staytv.cr\/wp-content\/uploads\/Sin-titulo-5-340.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/staytv.cr\\\/index.php\\\/2026\\\/11\\\/02\\\/credito-solano-responde-diputado-poliza-asosejud\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/staytv.cr#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/staytv.cr\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/staytv.cr\\\/index.php\\\/category\\\/nacional\\\/#listItem\",\"name\":\"NACIONAL\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/staytv.cr\\\/index.php\\\/category\\\/nacional\\\/#listItem\",\"position\":2,\"name\":\"NACIONAL\",\"item\":\"https:\\\/\\\/staytv.cr\\\/index.php\\\/category\\\/nacional\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/staytv.cr\\\/index.php\\\/2026\\\/11\\\/02\\\/credito-solano-responde-diputado-poliza-asosejud\\\/#listItem\",\"name\":\"\\u00bfQui\\u00e9n paga el cr\\u00e9dito si la magistrada muere antes de los 96 a\\u00f1os? 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